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The membership of the association shall be any person employed in the insurance related industries.
Membership may be granted to any member of the association provided that:

All privileges of active membership would apply to this membership classification. The dues would be the same as set forth for an active member of the association.

Any member who has been a member for one year or more and retires from the insurance business shall automatically become an Associate Member and be privileged to attend all meetings, but without a vote.